Stop by our office to pick up a printed copy, or reach out to Josie at 320-248-7812 or jsauer@cmhfh.org to receive an application.

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Qualifications:
- Need for Adequate Housing – some of the factors considered include:

• The functional areas of the home are in disrepair or unsafe and Habitat’s scope of work can significantly benefit the homeowner

• The homeowner is unable to physically and/or financially complete the work

- Willingness to Partner with Habitat

- Ability to Pay – all Aging in Place projects require repayment. Loans are structured to be affordable based on the homeowner’s income. Applicant income must be no higher than 80% of the Area Median Income, adjusted for household size (see application).

​- Applicant (or someone who lives in the home full-time) is age 65 or older; OR Applicant (or someone who lives in the home full-time) has a medical/mobility situation that, combined with a lack of other options, strongly necessitates Habitat’s services

- Applicant must own their own home (rental properties are not eligible for this program)

- Applicant must maintain homeowner’s insurance on the home

- Requested repairs are for the purpose of improving safety, accessibility, or energy efficiency of the home

- Applicant must be a resident of our four-county service area (Stearns, Sherburne, Benton, Wright) for at least one year prior to applying

- Applicant (and all adult household members) must consent to criminal background and sex offender registry checks