Make a Gift

Donors like you make the dream of having a safe home possible for low-income Central Minnesota families. Through planned giving or donations, your gifts help purchase the materials needed to further our mission of building and renovating houses across Benton, Stearns, Sherburne and Wright counties which are then purchased by low-income families.

MAKE A GIFT ONLINE
A financial gift from you, large or small, will combine with other gifts to lift Central Minnesota families into safer and healthier homes! Online donations with Central Minnesota Habitat for Humanity (CMHFH) are simple, safe and secure. Only with your help can we eliminate poverty housing, change lives and build affordable homes in sustainable communities.
Click here to donate online easily and securely. Contact us with any questions!

GIVE online

MAKE A GIFT BY MAIL
To donate by mail, please send your check to:
Central Minnesota Habitat for Humanity
3335 West Saint Germain Street
Suite 108
Saint Cloud, MN 56301

HOPE BUILDERS
HOPE BUILDERS is a monthly giving program which helps support our vision of everyone in Central Minnesota having a decent place to live at a price they can afford.
For many of us, writing a large check in support of CMHFH simply isn’t possible. That’s why we created the HOPE BUILDERS: so you can contribute in an easy, affordable way. Even the smallest monthly gifts add up fast for community!
Benefits of being a HOPE BUILDER include:

• an income tax deduction;
• a subscription to Cornerstone, our semi-annual newsletter;
• our monthly e-newsletter; and
• invitations to special events such as ground-breakings, wall-raisings, open houses and dedications.

Joining HOPE BUILDERS is quick and easy; simply sign up online. Select monthly ongoing payments.

LEAVING A LEGACY
Planned giving can allow generous partners to make more meaningful gifts than they had ever thought possible. With careful planning, planned giving can result in:

• increased retirement income;
• reduced taxes on income, capital gains and estate; and
• a legacy of decent housing for those in need.

Planned Giving With Wills and Family Trusts
Your estate plan can provide you with a variety of planned giving opportunities. In your will, you may decide to leave CMHFH:

• a specific amount of money;
• a percentage of your estate; and
• all or part of the residue of your estate, after loved ones have been provided for.

Planned giving to CMHFH in your will is a meaningful way to create a memorial which lives on to help families avoid the indignity of poverty housing. Simply ask your attorney to include a bequest in your will. Our legal name is: Central Minnesota Habitat for Humanity.

Planned Giving With Gifts of Stock
If you have shares of a long-term appreciated stock, you can transfer those shares directly to CMHFH. You’ll get a full tax deduction for the entire market value and avoid the capital gains tax with this type of planned giving.

Planned Giving With A Minimum IRA Distribution after age 70-½
With an IRA, you’re likely required to take money out of it each year, which requires you to pay taxes on it. Instead of paying taxes on it, through planned giving you can donate the amount of your required IRA distribution to CMHFH and, if you itemize your tax return, you may be able to eliminate some or all of your tax liability on the transaction.

Defusing the IRA Tax Time Bomb
If you hope to leave IRA or pension plans to your heirs, they could be in for a rude surprise. Some estates will suffer double taxation on these assets and end up losing 50% or more to taxes.
If you are worried about this possibility, give us a call. There may be some strategies available with planned giving which can help you preserve more of your estate for your family while still furthering the vision to eliminate poverty housing around the globe.

Planned Giving With Life Insurance Policies
Many families own life insurance policies that have outlived their original purpose and which can aggravate estate taxes if not treated with care. Through planned giving, these old policies can be used to create a new life for a Central Minnesota family in a clean, comfortable home. New insurance policies can sometimes be used to make giving a larger gift to Habitat more convenient and affordable.